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Credit & Financing

Lapeer offers many options for you to buy the furniture you want today. Can't get approved through traditional sources? Don't give up! Lapeer Furniture provides you all the options you need to help you get the furniture you deserve. Apply online or visit our store today for more details.

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Special Financing! No interest if paid in full in 6, 12, 18, 24 or 48 months**. Available every day.

On all qualifying purchases at Lapeer with your Lapeer Furniture Synchrony HOME credit card everyday. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12, 18, 24 or 48 months. Minimum monthly payments required.

  • 6 Months: On purchases of $399.00 or more
  • 12 Months: On purchases of $399.00 or more
  • 18 Months: On purchases of $699.00 or more
  • 24 Months: On purchases of $699.00 or more
  • 48 Months: On purchases of $1999.00 or more

**Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

  • Quick and simple application process
  • Instant credit decisions
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9.99% APR for 60 MONTHS*
Special Financing Available Every Day!

On all online purchases made at Lapeer with your Lapeer Furniture Synchrony HOME Credit Card everyday. 60 Fixed Monthly Payments required.

*Qualifying purchase amount must be on one receipt. Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if the purchase was a non-promo purchase. Any monthly payment shown in connection with this promotional offer excludes taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

  • Quick and simple application process
  • Instant credit decisions

Genesis Credit® offers a second-look at your financing solutions to the non-prime credit quality segment of the population, enabling more customers to purchase the goods and services they're looking for.

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NO CREDIT NEEDED

Get the furniture you want with affordable monthly payments without worrying about long-term debt while building your credit history. Click on the link above or stop in our store to see if you qualify.

Lay-A-Way Policy

  • Time limit of 12 months from date of purchase
  • No additional charge for lay a way
  • Down payment required
  • Monthly payments are required
  • Price hold guarantee
  • We cannot guarantee availability / items can be discontinued at any time.
  • Cancellation of lay-a-way will result in a store credit only / there are no cash refunds for cancelled lay-a-ways
  • No activity for a period of 60 days will result in a cancellation of the lay-a-way sale and forfeiture of deposit/retainer.

Cancellation Policy:

Cancellation of Lay-A-Way will result in a store credit only/there are no cash refunds for cancelled Lay-A-Ways.

*No Credit Approval required.

Some restrictions may apply see store for details.